Insure Your Tomorrow with Future Generali: A Comprehensive Guide to Financial Security.

Future Generali India Insurance Company Limited is a combined venture between Future Group, a game changer and a foremost name in retail trade in India, and Generali, a 187-year-old global insurance group that is proudly listed among the 60 largest firms in the world, according to the 2017 Fortune Global 500 Ranking.

• The Future Generali Car Insurance Policy from Future Generali India is a one-stop shop for all car insurance needs. 
• Future Generali Car is a comprehensive car insurance policy designed to safeguard against damages to one’s own vehicle as well as third-party vehicles, as well as to protect oneself from third-party liability arising from bodily injury/death caused to a third party by an insured vehicle.
• The Future Generali Car Secure is a comprehensive private car insurance program for private vehicles.

Future Generali Car Insurance with Add-On Covers

In addition to the three insurance policies, Future Generali Car insurance Company provides several add-on covers to match specific policies purchased over them. Add-on coverage focuses on meeting specific policyholder needs that standard car insurance policies do not cover. It is up to the policyholder to choose which add-on they want for their vehicle.

Policyholders of Future Generali Car Insurance can add additional coverage to their detailed planning by paying an additional premium. Customers can purchase additional coverage for the following items as add-ons:

• Zero Depreciation Coverage: This coverage provides full insurance coverage without subtracting total any depreciation on the value of replacement parts.
• Tyre Damage: This coverage reimburses you for the cost of replacing or changing your tyre.
• Return to Invoice: In the circumstance of car damage, if the car is deemed a “total loss” by the insurance provider, the insurer will compensate the car owner the difference between the insurance policy and the purchase price of the vehicle.
• Key Theft or Loss: This coverage provides coverage for the cost of key and lock replacement, as well as locksmith fees if your car keys are lost or stolen.
• No claim bonus coverage: This coverage is used to keep the No Claim Bonus benefit at the time of car renewal, even if a claim has been made under the policy.
• Inconvenience Allowance: This coverage covers the expenses incurred on a per-day basis while the vehicle is being repaired in the event of an accident.
• Personal Belongings Loss: This coverage reimburses the costs incurred in the event of the loss of personal belongings such as a laptop or mobile phone.
• Engine Protector: This coverage reimburses the cost of engine repair.
• Legal Amortization: Hired driver/conductor/cleaner for the car, Employees other than the paid driver travelling in/driving the car, and Non-fare paying passengers.

Additional Privileges and Discounts

• Automobile Association Membership: If you are a member of the Automobile Association or have an ARAI (Automotive Research Association of India) approved anti-theft device installed in your car, you are eligible for a discount on your Future Generali Car Insurance policy.
• Anti-theft Device: You are eligible for an additional discount if your vehicle is equipped with ARAI-approved anti-theft devices.
• Voluntary Access Discount: If a customer chooses to pay voluntary excess in addition to compulsory excess, he or she is entitled to a discount based on the amount chosen.
• Transfer of NCB: When you switch your car insurance policy to another insurance company, you can transfer the full benefits of your No Claim Bonus.

In addition to these two options, Future Generali India motor insurance provides insurance add-on covers in three different pre-defined bundles. These packages are

• Silver: These add-on covers include Depreciation Cap, IDV, and Consumables.
• Gold – In addition to the add-on covers available in the Silver bundle, Gold includes Personal Accident, Loss of Personal Belongings, and Loss of Keys.
• Platinum – In addition to the Gold bundle’s add-on covers, the Platinum bundle includes Inconvenience Allowance and Personal Liability.

Damages- Covered and Not Covered

Every insurance policy has its clauses and statements. Listed below is a table of damages and things that are covered and not covered in The Future Generali Car Insurance 

The Advantages of  Future Generali Car insurance Company

Policyholders of a Future Generali Car insurance Company car insurance policy will receive the following benefits:

• The company is well-known for conducting timely and prompt claim surveys, resulting in a quick claim settlement process.
• The company seems to be well for conducting timely and prompt claim surveys, resulting in a quick claim settlement process.
• The complaint resolution procedure can be carried out in two ways for the convenience of the customers: cashless claim settlement and compensation claim.
• Future Generali India Insurance Company Limited has a large presence, and the company has a large network of partner workshops.
• For the simplicity of their customers, the insurance provider provides Towing Assistance within city limits.
• Renewal Procedure:
• Future Generali India Insurance Company Limited’s car insurance policy renewal process is simple and straightforward.

• Customers can reach customer service via the company’s online portal and Future Generali Car insurance toll-free number contact information 24 hours a day, seven days a week.
• The Future Generali Car insurance claim settlement ratio is also good as per the market standards. 
• The Future Generali Car insurance cashless garage is the main advantage of this insurance.

How to Apply for the Future Generali Car Insurance?

You can apply for  Future Generali Car insurance Company car insurance online or in person. What method of purchase you choose is determined by your convenience and preferences.

The steps and procedure for applying for Future Generali Car insurance online and offline are tabulated below

On receiving the policy on the registered email address one gets the option of Future Generali Car insurance policy download. This helps to download the policy-related documents.

How to Claim the Insurance?

If your car insurance-covered vehicle is involved in an accident, you can file a claim online at Future Generali Car insurance Company’s official website. One can know the procedure for how to claim car insurance from Future Generali Car Insurance  by reading the steps outlined below

• Contact the policy issuance office as soon as possible and notify Future Generali Car insurance of the accident/theft/third-party claim. You can accomplish the same thing by going to the company’s official website.
• Please sign in to your account. The company will request several details from you, including your policy number, the date and time of the theft/accident, the location of the car, the insured’s name and contact information, and so on.
• You must submit a claim form along with relevant documentation such as photocopies (of your driving licence, policy, and RC), photos of your car, survey reports, damage estimates, final bill of repair, FIR report, No Trace Report, and so on.
• Once this is completed, the surveyor/company executive will inspect the damages, have the repairs completed in ‘s cashless garage, and issue the claim as soon as possible.

Additional documents, as specified on the website, are required for commercial vehicles and theft claims. The claim will be processed once you have completed these steps. Because the claim involves multiple stakeholders, such as company officials, surveyors, and repairmen, you must take the lead and ensure proper coordination until the claim is settled. Take down important contact information, such as the phone number for the claims service centre, and follow up at regular intervals (if required). One will understand how to claim Future Generali Car insurance based on the situation that is occurred.

How Can You Renew Your Expired Car Insurance Policy Online?

Car insurance must be renewed within the time frame specified by the policy. Depending on the vehicle, the Future Generali Car insurance policy has a validity period of one to three years.

Follow the steps below for Future Generali Car insurance renewal:

• Navigate to the  Future Generali Car insurance Company website.
• On the home page, select ‘Motor Insurance’ from the menu and select ‘Buy Online.’
• Choose between a private and a commercial vehicle.
• Select ‘Renew existing policy with any insurer.’
• Enter the existing policy number and press the “Renew Now” button. On the online form, you will be able to view your policy details, renewal premium, and personal information. You should verify the displayed information and proceed to pay the renewal premium.
• Select the appropriate radio button if you are going to renew a motor insurance policy with a different insurance company. You should then enter your existing policy number and choose the type of insurance you want to renew. To proceed with the payment, you will need to update other policy details and accept the premium quote. The policy will be revived once the payment is received.

Note: Failure to renew your policy may result in its lapse/cancellation. Furthermore, in order to keep your insurance valid, you will need to purchase a new policy. If you exceed the policy renewal stipulation threshold, the company may levy a fine on your next premium.

Highlights of Future Generali Car Insurance

Future Motor Secure by Future Generali India Company Limited is one of the best car insurance policies in India. The car insurance policy is a comprehensive car cover that provides insurance protection for losses/damages to one’s own vehicle or third-party property, as well as third-party liability for any damage, such as bodily injury or death. The company’s renewal and claim settlement processes are quick, simple, and painless. Customers can get their questions answered quickly thanks to the 24-hour customer service.

Frequently Asked Questions