Go Digit Car: The Ultimate Game-Changer in Auto Insurance

Digit General Insurance is a private insurance firm located in Bengaluru that was founded in 2016. Digit General Insurance offers a wide range of insurance services, including car insurance, motorcycle insurance, jewellery insurance, mobile insurance, commercial vehicle insurance, travel insurance, and home protection. The company provides car insurance to its policyholders through a network of over 5,800 cashless garages. It also offers active customer support 24 hours a day, seven days a week, including national holidays.

• Digit General Insurance provides all types of car insurance policies, including third-party car insurance, standalone own-damage car insurance, and comprehensive car insurance.
•  Aside from these plans, the insurance provider also provides personal accident insurance to compensate policyholders in the event of a car accident that results in the death or disability of the owner.
• To supplement coverage, the insurer offers a variety of add-on covers to its policyholders. 
• Go Digit Insurance has a large network across the country to target various sectors of insurance customers. This is the first major general insurer to begin product customization for both the rural and corporate markets. And when it pertains to automobile insurance, the name Go Digit comes first.

Go Digit Car Insurance with Add-On Covers

In addition to the three insurance policies, Go Digit Car insurance Company provides several add-on covers to match specific policies purchased over them. Add-on coverage focuses on meeting specific policyholder needs that standard car insurance policies do not cover. It is up to the policyholder to choose which add-on they want for their vehicle.

Policyholders of Go Digit Car Insurance can add additional coverage to their detailed planning by paying an additional premium. Customers can purchase additional coverage for the following items as add-ons:

• Zero Depreciation Coverage: This coverage provides full insurance coverage without subtracting total any depreciation on the value of replacement parts.
• Tyre Damage: This coverage reimburses you for the cost of replacing or changing your tyre.
• Return to Invoice: In the circumstance of car damage, if the car is deemed a “total loss” by the insurance provider, the insurer will compensate the car owner the difference between the insurance policy and the purchase price of the vehicle.
• Key Theft or Loss: This coverage provides coverage for the cost of key and lock replacement, as well as locksmith fees if your car keys are lost or stolen.
• No claim bonus coverage: This coverage is used to keep the No Claim Bonus benefit at the time of car renewal, even if a claim has been made under the policy.
• Inconvenience Allowance: This coverage covers the expenses incurred on a per-day basis while the vehicle is being repaired in the event of an accident.
• Personal Belongings Loss: This coverage reimburses the costs incurred in the event of the loss of personal belongings such as a laptop or mobile phone.
• Engine Protector: This coverage reimburses the cost of engine repair.
• Daily transportation advantage: Insurers’ Daily Conveyance Benefit add-on ensures that policyholders are compensated for daily transportation in the form of a fixed daily allowance or a standby vehicle while the insured vehicle is being repaired.
• Pay as you go Cover: Pay as you drive coverage entitles the policyholder to a discount on the base policy’s Own Damage cover premium based on the plan selected. The option to top up kilometres by paying an additional premium is also available under the base policy.
• Consumable Cover: A consumable cover adds an extra layer of protection to your vehicle. It pays for all of your car’s minor repairs, such as engine oils, screws, nuts and bolts, grease, and so on.

Damages- Covered and Not Covered

Every insurance policy has its clauses and statements. Listed below is a table of damages and things that are covered and not covered in The Go Digit Car Insurance 

The Advantages of  Go Digit Car insurance Company

Policyholders of a Go Digit Car insurance Company car insurance policy will receive the following benefits:

• The company is well-known for conducting timely and prompt claim surveys, resulting in a quick claim settlement process.
• The company seems to be well for conducting timely and prompt claim surveys, resulting in a quick claim settlement process.
• The complaint resolution procedure can be carried out in two ways for the convenience of the customers: cashless claim settlement and compensation claim.
• Go Digit Car Insurance Company Limited has a large presence, and the company has a large network of partner workshops.
• For the simplicity of their customers, the insurance provider provides Towing Assistance within city limits.
• Go Digit  India Insurance Company Limited’s car insurance policy renewal process is simple and straightforward.

• Customers can reach customer service via the company’s online portal and Go Digit Car insurance toll-free number contact information 24 hours a day, seven days a week.
• The Go Digit Car insurance claim settlement ratio is also good as per the market standards. 
• The Go Digit Car insurance cashless garage is the main advantage of this insurance.
• The go digit car insurance review is at the top on the online rating.

How to Apply for the Go Digit Car Insurance?

You can apply for  Go Digit Car insurance Company car insurance online or in person. What method of purchase you choose is determined by your convenience and preferences.

The steps and procedure for applying for Go Digit Car insurance online and offline are tabulated below

On receiving the policy on the registered email address one gets the option of Go Digit Car insurance policy download. This helps to download the policy-related documents.

How to Claim the Insurance?

If your car insurance-covered vehicle is involved in an accident, you can file a claim online at Go Digit Car insurance Company’s official website. One can know the procedure for how to claim car insurance from Go Digit Car Insurance  by reading the steps outlined below.

Smart Phone enabled Claim Process

The company provides a paperless claim process that can be completed with the help of your Smartphone through a self-inspection process.Self-inspection process enabled by your smartphone that allows you to check for damage yourself in as little as 7 minutes!

When your car is damaged in an accident or by a natural disaster, the last thing you want to worry about is spending money on repairs, and we understand. That is why we offer Cashless Claims at over 9500+ garages in India, allowing you to get your car repaired in peace.

We believe that everything should be digital and paperless. All of this can be uploaded to our app online, and you’re done!

• Simply dial 1800-258-5956. There are no forms to complete.
• Get a Self-Inspection link sent to your registered mobile number. Photograph the damage to your vehicle using your smartphone in a step-by-step process.
• Select the type of repair you want, such as reimbursement or cashless, from our network of garages.

Additional documents, as specified on the website, are required for commercial vehicles and theft claims. The claim will be processed once you have completed these steps. Because the claim involves multiple stakeholders, such as company officials, surveyors, and repairmen, you must take the lead and ensure proper coordination until the claim is settled. Take down important contact information, such as the phone number for the claims service centre, and follow up at regular intervals (if required). One will understand how to claim Go Digit Car insurance based on the situation that is occurre also the go digit car insurance claim form pdf is available online and offline.

How Can You Renew Your Expired Car Insurance Policy Online?

Car insurance must be renewed within the time frame specified by the policy. Depending on the vehicle, the Go Digit Car insurance policy has a validity period of one to three years.

Follow the steps below for Go Digit Car insurance renewal:

• Step 1: Enter your vehicle’s make, model, variant, registration date, and city of residence. Press ‘Get Quote’ and select your preferred Plan.
• Step 2: Select either the Third-Party Liability Only or the Standard Package (Comprehensive Insurance).
• Step 3: Provide us with information about your previous insurance policy, including the date it expired, any claims made in the previous year, and any No Claim Bonus earned.
• Step 4: You will receive a premium quote. If you have selected a Standard Plan, you can further customise it by selecting add-ons, setting the IDV, and confirming if you have a CNG vehicle. The final premium will be displayed on the following page.
• Step 5: Finish your payment and your policy will be emailed to you!

Note: Failure to renew your policy may result in its lapse/cancellation. Furthermore, in order to keep your insurance valid, you will need to purchase a new policy. If you exceed the policy renewal stipulation threshold, the company may levy a fine on your next premium.  Go digit car insurance coupon code is also available to a policy holder for further benefits. 

Highlights of Go Digit Car Insurance

Go Digit Car Insurance Review

Future Motor Secure by Go Digit India Company Limited is one of the best car insurance policies in India. The car insurance policy is a comprehensive car cover that provides insurance protection for losses/damages to one’s own vehicle or third-party property, as well as third-party liability for any damage, such as bodily injury or death. The company’s renewal and claim settlement processes are quick, simple, and painless. Customers can get their questions answered quickly thanks to the 24-hour customer service.

Frequently Asked Questions